Insurance Tools

The below tools will help you make the right decisions to protect your life’s assets. For those that like information at your fingertips you will find our calculator useful to estimate the replacement cost of your home and contents.

Insurance Calculators

Establishing the right level of insurance cover can be overwhelming. Choosing the right sum-insured for your property and contents is important. Should the worst happen and you have undervalued your assets, you may not have enough financial capacity to rebuild or replace all of your belongings

If you do not wish to engage a professional valuer to complete a formal valuation of your residential home and/or contents, these calculators can help you to reduce or avoid underinsurance.

These easy-to-use calculators can estimate the value of a home and its contents quickly and accurately.

Residential Home Building Calculator

hosted by CoreLogic.

Residential Home Contents Calculator

hosted by Sum Insured.

Important Information
It is important to understand calculators provide only a guide for rebuilding your existing building. In some locations (such as those exposed to bushfires, floods and cyclones), rebuilding in the same style and materials after a total loss (for instance, if your building is destroyed or irreparably damaged in a fire) may not be possible due to local government regulations. Check with your local council to find out if your property is in a hazard zone that may have a requirement for different building standards to apply in the event your property is a total loss. These different building standards could significantly affect your rebuilding costs. Factoring these additional costs into your sum-insured will be an important consideration. A qualified local builder may also provide further guidance on rebuilding costs in accordance with relevant building standards and local planning laws.

Residential Contents Sum Insured Calculator Disclaimer
Typical building contents replacement costs are provided by Sum Insured. Whilst all reasonable care is taken to ensure the accuracy of the information as a guide for costing building contents replacement costs, no responsibility is accepted by Sum Insured for its accuracy. Please check with a building contents valuer or other suitably qualified professional for an accurate costing estimate.

This home contents calculator is licensed to the Insurance Council of Australia Ltd (ABN 50 005 617 318) for use by their members to calculate the insurance replacement cost of their home contents. However, users should always endeavour to use the resources provided by their own insurer to ensure the correct coverage under the terms of their policy.

© 2003 – 2024 Sum Insured is a trading name of Land Services SA Operating Pty Ltd (ACN 618 229 815) as trustee for Land Services SA Operating Trust (ABN 86 836 650 939). The building contents replacement cost calculator is registered under Australian Patent Number 2010202987.

Residential Home Building Sum Insured Calculator Disclaimer
The results from this calculator are an approximate guide only and should not be taken as advice or a recommendation to acquire any product or level of insurance cover. Typical building replacement costs are provided by Cordell Information Pty Ltd (A.B.N. 95 159 137 274) (‘Cordell’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N 55 947 630 521) (‘SI’). Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Cordell or SI for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate and consider whether you need to obtain financial advice before selecting an insurance product suitable for you. Insurance Council Australia Ltd (A.B.N 50 005 617 318) takes no responsibility for the costs provided by Cordell or SI, nor any liability for the accuracy of, reliance upon or use of the costs. You accept all responsibility for assessing the suitability of the calculator for your own requirements. You agree that your use of this calculator is at your own risk. By viewing or using the calculator(s), you are deemed to accept the above.