Financial Resources and News

Something else to delegate: claim processing and settlement

Lodging an insurance claim can be complicated, stressful and a time-consuming process to navigate if you're dealing directly with an insurer to reach a settlement. Before you claim, you also need to consider the effect it could have on: The premiums you'll pay in the...

Residential Strata Insurance – What it does and doesn’t cover.

Home Insurance, Personal

Why do I need more insurance if I already pay body corporate fees? As the owner of a residential strata property, you might think your strata or...

Purchasing insurance directly or through a broker/advisor? Here are the differences you need to know.

Business, Personal

Half of the $19 billion Australians spend on general insurance each year is purchased through insurance brokers/advisors - the rest is...

Business Drone Registration Changes

Business

If you use a Remotely Piloted Aircraft (drone) for your business or is used as part of your job, the latest update from CASA will apply to you. CASA now requires anyone who intends to fly a drone for business purposes to gain a RPA Operator Accreditation unless...

Smoking On Site Voids Insurance Cover

Business

IAG has won a dispute lodged by a commercial client whose claim for fire damage was denied on the basis the business failed to meet a number of conditions for cover, including ensuring there was no smoking on the premises. The complainant, who took the dispute to the...

Energy price shock and cyber-attacks lead risks for Australian business

Business

Australian business executives rate energy price shock and cyber-attacks as their largest concerns in running business; according to the Regional Risks for Doing Business report lead by the World Economic Forum and partnered in publication with Zurich Insurance Group...

Home renovations and the impact on your insurance

Personal

Here in Australia we love a good home reno. It could be a simple pergola extension, bathroom makeover or a full home renovation. But before anyone picks up the tools, it’s important that the insurer is made aware of the renovating that is intended, in order to see how...

Don’t forget to include your Hire Car option

Personal

When purchasing Comprehensive Motor Insurance, it’s easy to get caught up in trying to obtain the lowest premium possible. You might have decided that you require Windscreen Excess Waiver included in your policy, but that maybe you don’t really need that Hire Car...

11 Tips to protect your home from theft

Personal

11 Tips to protect your home from theft Protecting your home is more than just locking the doors. You’ll need to protect yourself from the opportunist thieves, as well as the targeted and more organised ones. Here’s a list of steps that you can take to safeguard your...

Smooth Sailing: 10 Tips to keep your boat a float

Personal

So your boat has been stored away through the darker months and now that the sun is shining, you’re keen to head out on the water and make some waves. Before you hit the water though, it pays to give your pleasure craft a thorough inspection and service. Prevention is...

Caravan safety and maintenance tips

Personal

There’s nothing like the freedom of hitting the road with your second (or maybe primary) home hitched to the back of your car. We are lucky enough to have such a vast country to explore, with sensational weather, beautiful country towns, coast line and outback. But...

Are you sufficiently insured for your Building and Contents?

Personal

Are you sufficiently insured for your Building and Contents? It’s alarming to think that 40% of homeowners and renters with insurance are underinsured for their home and contents. Equally as alarming is that 67% of renters don’t have contents insurance at all! * When...