Industry-Specific

For those who help others, Association Liability & Not For Profits

Our world is a better place with Associations and Not for Profits. They create communities, support communities and more. Insurance that supports their needs is key, and specialist insurance packages for Association and Not for Profits provide protection from claims of misconduct, breaches of duty, or mismanagement.

This policy is designed to protect the office holders of the Association from exposures such as: 

• Breach of professional duty
• Breach of fiduciary duty
• Defamation
• Breach of the Trade Practices Act, and other statues
• Occupational health and safety proceedings
• Infringement of intellectual property rights
• Breach of confidentiality
• Allegations of illegal or improper conduct
• Wrongful dismissal, discrimination or harassment claims from employees

For those who keep things moving, Transport Sector

(this is for heavy motor and truck insurance)

We are a community who relies on food, furniture, materials and more getting from point A to B, and 

specialist cover for heavy motor and truck operators, keeps everyone on track. This insurance protects vehicles, cargo and liability exposures for businesses in the transport and logistics sector.

Travel smarter with PassportCard

Say goodbye to out-of-pocket expenses. Safeguard is proud to offer PassportCard, Australia’s only travel insurance with instant payouts for approved claims.* Whether it’s overseas medical costs, lost luggage, or delayed flights, most claims are managed in minutes via the PassportCard app. Once approved, your pre-loaded card covers the cost on the spot – so you can get back to enjoying your trip without the stress of waiting for reimbursements. Click here, to check it out!

For Businesses that feed us and bring us joy, Hospitality Sector

(this is for pubs and restaurants)

Pubs and restaurants are a central part of Australian culture as we love catching up with friends and family. Our social nature results in some unique risks for pubs and restaurants – from property damage to liability claims. Hospitality Insurance helps protect against equipment loss, public liability, staff issues, and event cancellations.

For Property Owners

(commercial buildings, industrial, etc.)

Property Owners face a wide range of risks. Covers that should be included are fire risks, loss of rent income cover along with their own glass and liability exposures. Theft of building parts can also be prevalent. Property owners can also face exposures for safety breaches that occur on their property. It is rarely wise for a property owner to let the tenant insure the property on their behalf.

For farmers who keep us with fresh produce, Farm Insurance 

(specific commercial verses personal)

Working on the land brings many rewards, but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.

That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property. Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, farm insurance can help protect your farm, its produce and livestock, and the people who benefit from it.