Trades & Construction

Trades Insurance

Working in trades comes with a wide range of risks, from property damage and workplace injuries to the loss of tools or equipment. Whether it’s managing excavation work, performing hot works, or just getting from job to job safely, unexpected incidents can have a big impact on your business and livelihood.

Insurance for tradespeople isn’t one-size-fits-all. Your vehicle, tools, equipment, and even income all need protection, along with coverage for potential legal or statutory exposures. We can help you tailor a policy that safeguards your work and your assets, so you can focus on doing the job you love without worrying about what could go wrong.

Building & Construction Insurance

Construction projects and contract works involve multiple stakeholders and are often undertaken on challenging sites. Construction businesses must often manage changes to scope or orders, poorly written contracts or specifications and complex project management issues. Not to mention  dealing with labour and materials shortages, or theft of tools and materials. For all these reasons, the right Building and Construction Insurance is a must for anyone in this sector.  

Mobile Plant & Equipment Insurance

Your machinery and equipment are vital to keeping your business running. Mobile Plant & Equipment Insurance protects against accidental damage, breakdowns, or theft, whether your gear is on-site or in transit.

Tools & Equipment (General Property Insurance)

Tools are the backbone of your work. This cover protects your portable tools and equipment from theft, fire, or accidental damage, so you can keep working without costly interruptions.

Equipment Breakdown

Unexpected breakdowns can bring operations to a halt. Equipment Breakdown Insurance covers sudden failures of electrical, electronic, or mechanical plant, helping you repair or replace it quickly and get back to business.

Builders Warranty

Construction projects can face delays or defects that leave homeowners and builders exposed. Builders Warranty Insurance provides protection for defective or incomplete residential building work, as required by law.